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Banking just became a
conversation

Talk or chat with Etegram.AI to send money, pay bills, manage your finances, and more.

Etegram.AI app — AI transfer review and chat screens

Etegram.AI Story

We imagined a bank you could simply talk to, just like you talk to a friend. No endless menus, no confusing steps. Just say what you need, and Etegram.AI helps make it happen.

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Join

Thousands of
people

making everyday banking easier
with Etegram.AI

Download Etegram.AI
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Woman holding a blue phone with the Etegram.AI chat open
Hand holding a phone showing a ₦15,300 transfer confirmation
Woman in sunglasses holding a phone with the Etegram.AI app open

KEY FEATURES OF
Etegram.Ai

Voice Banking

We imagined a bank you could simply talk to, just like you talk to a friend. No endless menus, no confusing steps. Just say what you need, and Etegram.AI helps make it happen.

Chat Banking

Your bank is just a message away. Tell Etegram.AI what you need through chat. From sending money to checking your spending, get things done through a simple conversation.

Send Money

Sending money shouldn't be a long process. Tell Etegram who you're sending money to and how much. Etegram.AI handles the details, verifies the recipient, and lets you confirm before anything moves.

Airtime & Data

Stay connected without the extra steps. Need airtime or data? Just tell Etegram.AI what you need, who it's for, and let it handle the rest.

How Etegram AI Works

Etegram.AI home screen in AI mode with suggested actions

Hello Wiseman !

What are we doing today?

Send N5,000 to Mum
How much did I spend this month?
Buy 500 naira airtime for MTN
Ask Etegram AI…
Etegram.AI chat buying MTN airtime while the assistant listens
Etegram.AI reviewing a 55,000 naira transfer before confirmation
Etegram.AI transaction receipt after a successful transfer

Etegram.Ai
Security

  • You approve every payment
  • Nothing moves without your explicit confirmation.
  • Recipient details are verified
  • Etegram checks the name and bank before you confirm.
  • Biometric or PIN confirmation
  • Your PIN seals every transaction.
3D illustration of a lime shield with a purple padlock

Frequently
Asked
Questions

Etegram AI is an intelligent workspace assistant designed to streamline your daily workflows, automate research, and synthesize data across your company tools.